H.R. 3997, Financial Data Protection Act of 2005: Hearing Before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Ninth Congress, First Session, November 9, 2005, Volume 4U.S. Government Printing Office, 2006 - 181 pages |
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account fraud Americans Association Attorney believe bill bipartisan breach file breach notification law California Chairman BACHUS ChoicePoint committee companies Congress Consumer Credit consumer protection consumer reporting agency credit card credit freeze customer information data breach Data Protection Act data security breaches data security legislation electronic encryption ensure FCRA federal law federal security breach Federal Trade Commission Financial Data Protection financial institutions Financial Services GLBA Gramm-Leach-Bliley Act HENSARLING Hooley ID Analytics identity fraud identity theft important information security Institutions and Consumer issue LaTourette misuse national standard notice November 9 personal identifying information policies preempt preemption protect consumers Ranking Member recognize records and information risk of harm safeguards security breach notification security freeze laws sensitive consumer information sensitive financial sensitive information sensitive personal information Social Security number Subcommittee on Financial sumers Thank unauthorized victims of identity
Fréquemment cités
Page 85 - Any organization creating, maintaining, using, or disseminating records of identifiable personal data must assure the reliability of the data for their intended use and must take precautions to prevent misuse of the data...
Page 85 - There must be a way for an individual to prevent information about him that was obtained for one purpose from being used or made available for other purposes without his consent.
Page 139 - The Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation...
Page 168 - B. intends to use the information for employment purposes; or C. intends to use the information in connection with the underwriting of insurance involving the consumer; or D. intends to use the information in connection with a determination of the consumer's eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant's financial responsibility or status; or E. otherwise has a legitimate business need for the information in connection...
Page 4 - Mr. Chairman, thank you again for holding this hearing and I look forward to listening to our witnesses. STATEMENT OF ROBERT M. FENNER GENERAL COUNSEL NATIONAL CREDIT UNION ADMINISTRATION "ENHANCING DATA SECURITY: THE REGULATORS...
Page 167 - However, such information shall not include specific factual information on a consumer's credit record obtained directly from a creditor of the consumer or from a consumer reporting agency when such information was obtained directly from a creditor of the consumer or from the consumer. (f ) The term "consumer reporting agency...
Page 68 - California, and that owns or licenses computerized data that includes personal information, shall disclose any breach of the security of the system following discovery or notification of the breach in the security of the data to any resident of California whose unencrypted personal information was, or is reasonably believed to have been, acquired by an unauthorized person.
Page 166 - ... decision with respect to such request, if the third party advises the consumer of the name and address of the person to whom the request was made and such person makes the disclosures to the consumer required under section 615. "(e) The term 'investigative consumer report...
Page 112 - The US Chamber of Commerce is the world's largest business federation, representing more than 3 million businesses.
Page 148 - Currency ("OCC"), the Federal Deposit Insurance Corporation ("FDIC"), the Office of Thrift Supervision ("OTS"), and the National Credit Union Administration ("NCUA").