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United State.

LIABILITY INSURANCE AVAILABILITY

(Part 1)

HEARINGS

BEFORE THE

SUBCOMMITTEE ON COMMERCE, TRANSPORTATION,
AND TOURISM

OF THE

COMMITTEE ON ENERGY AND COMMERCE
HOUSE OF REPRESENTATIVES

NINETY-NINTH CONGRESS

SEPTEMBER 19, 1985, FEBRUARY 4 AND 20, AND MARCH 19, 1986

Serial No. 99-141

Printed for the use of the Committee on Energy and Commerce

65-958 O

U.S. GOVERNMENT PRINTING OFFICE
WASHINGTON: 1987

For sale by the Superintendent of Documents, Congressional Sales Office
U.S. Government Printing Office, Washington, DC 20402

COMMITTEE ON ENERGY AND COMMERCE

JOHN D. DINGELL, Michigan, Chairman

JAMES H. SCHEUER, New York
HENRY A. WAXMAN, California
TIMOTHY E. WIRTH, Colorado
PHILIP R. SHARP, Indiana
JAMES J. FLORIO, New Jersey
EDWARD J. MARKEY, Massachusetts
THOMAS A. LUKEN, Ohio
DOUG WALGREN, Pennsylvania
BARBARA A. MIKULSKI, Maryland
AL SWIFT, Washington
MICKEY LELAND, Texas
RICHARD C. SHELBY, Alabama
CARDISS COLLINS, Illinois
MIKE SYNAR, Oklahoma

W.J. "BILLY" TAUZIN, Louisiana

RON WYDEN, Oregon

RALPH M. HALL, Texas
DENNIS E. ECKART, Ohio
WAYNE DOWDY, Mississippi

BILL RICHARDSON, New Mexico
JIM SLATTERY, Kansas

GERRY SIKORSKI, Minnesota
JOHN BRYANT, Texas

JIM BATES, California

JAMES T. BROYHILL, North Carolina
NORMAN F. LENT, New York
EDWARD R. MADIGAN, Illinois
CARLOS J. MOORHEAD, California
MATTHEW J. RINALDO, New Jersey
WILLIAM E. DANNEMEYER, California
BOB WHITTAKER, Kansas
THOMAS J. TAUKE, Iowa
DON RITTER, Pennsylvania
DAN COATS, Indiana

THOMAS J. BLILEY, JR., Virginia
JACK FIELDS, Texas

MICHAEL G. OXLEY, Ohio
HOWARD C. NIELSON, Utah
MICHAEL BILIRAKIS, Florida
DAN SCHAEFER, Colorado
FRED J. ECKERT, New York

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Flaherty, Francis X., on behalf of National League of Cities.
Gunter, William D., Florida Insurance Commissioner.

Hitselberger, Tom, on behalf of the Fertilizer Institute..

321

563

Heydinger, Richard C., vice president, governmental affairs, Risk and
Insurance Management Society, Inc....

Hunter, J. Robert, president, National Insurance Consumer Organization.
Jones, T. Lawrence, president, American Insurance Association....
Kopek, Richard, chairman, ad hoc insurance committee, New York State
Association of Renewal and Housing Officials.

McHugh, Mary K., CNM, American College of Nurse-Midwives...
Maisonpierre, Andre, president, Reinsurance Association of America
Miller, Hon. George, a Representative in Congress from the State of
California.

602

849

37

208

120

91

252

2

Muhl, Edward J., vice president, National Association of Insurance Com-
missioners

530

Porter, Hon. John E., a Representative in Congress from the State of
Illinois..

450

Walters, Mavis A., senior vice president, Insurance Services Office, Inc......
Washburn, John E., director of insurance, State of Illinois....

221

543

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