DelliBovi, Alfred A., Deputy Secretary, U.S. Department of Housing and Urban Development; accompanied by Mr. Arthur J. Hill, Assistant Secre- tary for Housing-Federal Housing Commissioner, and Mr. John C. Weicher, FEDERAL HOUSING ADMINISTRATION'S MUTUAL MORTGAGE INSURANCE FUND WEDNESDAY, MAY 8, 1991 HOUSE OF REPRESENTATIVES, SUBCOMMITTEE ON HOUSING AND COMMUNITY DEVELOPMENT, COMMITTEE ON BANKING, FINANCE, AND URBAN AFFAIRS, Washington, DC. The subcommittee met, pursuant to call, at 2 p.m., in room 2128, Rayburn House Office Building, Hon. Henry Gonzalez [chairman of the subcommittee] presiding. Present: Chairman Gonzalez, Representatives Vento, Flake, Patterson, Waters, Cox of Illinois, Roukema, Wylie, Baker, Paxon, Gillmor, and Thomas of Wyoming. Chairman GONZALEZ. The subcommittee will please come to order. We are here today in order to ascertain at this point the progress on the implementation by HUD of the reform provisions contained in the Act of last year, which is a lot later than what we had anticipated when we were having the conference on the National Affordable Housing Act last year on the Mutual Mortgage Insurance Fund. I am going to dispense with the formal reading of the opening remarks. This is an important hearing and great weight should be given to this hearing. While it is true that we have had some improvement in reporting, in many ways the Congress has not been enjoying some of the interim reports that we used to get. When I see the type of approach by way of the promulgation of rules in this area, as well as in others, such as section 102, I regret to say that I am greatly troubled. It looks to me like the hope and the promise that I saw clearly in this administration is receding fast and going back to what I consider to be the unacceptable prior administration's ideological and inadequate and insufficient and unacceptable approach. This is true despite the critical housing crisis this country has been undergoing and continues to undergo. I cannot possibly stress how important it is that we start focusing and obtaining the proper perspective of the size, the scale, the scope, and the depth of the difficulty with respect to housing and shelter that this country is now undergoing and has for some time. The advent of the type of homelessness that we now almost shrug our shoulders at and take for granted was not a happenstance, it was not accidental. There is cause and effect. Those of us who had the privilege to be observers over many years with good memory as to the initial period before the war and during the de |