Federal Housing Administration's Mutual Mortgage Insurance Fund: Hearing Before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, First Session, May 8, 1991, Volume 4U.S. Government Printing Office, 1991 - 91 pages |
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Page 5
... answer or attempt to answer some of the questions we will be directing . So I want to thank you for having given us your prepared text earlier in time for us to have read it and reviewed it as LO 5.
... answer or attempt to answer some of the questions we will be directing . So I want to thank you for having given us your prepared text earlier in time for us to have read it and reviewed it as LO 5.
Page 11
... answer any of your questions , as will Dr. Weicher and Mr. Hill . Chairman GONZALEZ . Well , thank you . [ The prepared statement of Alfred A. DelliBovi can be found in the appendix . ] Chairman GONZALEZ . As we were opening the hearing ...
... answer any of your questions , as will Dr. Weicher and Mr. Hill . Chairman GONZALEZ . Well , thank you . [ The prepared statement of Alfred A. DelliBovi can be found in the appendix . ] Chairman GONZALEZ . As we were opening the hearing ...
Page 14
... answer in writing , and I am going to pursue the 5 - minute strict rule . Nobody is telling me , but I think I have exceeded my 5 minutes and I am going to recognize Mr. Wylie . Mr. WYLIE . Mr. Chairman , I will follow up a little bit ...
... answer in writing , and I am going to pursue the 5 - minute strict rule . Nobody is telling me , but I think I have exceeded my 5 minutes and I am going to recognize Mr. Wylie . Mr. WYLIE . Mr. Chairman , I will follow up a little bit ...
Page 19
... answer it . It has been said if the 57 percent rule is not written into your regulations , the MMI will not reach its 1.25 cap to ratio within the required 24 months . Would you comment on that and how that plugs into the accomplishing ...
... answer it . It has been said if the 57 percent rule is not written into your regulations , the MMI will not reach its 1.25 cap to ratio within the required 24 months . Would you comment on that and how that plugs into the accomplishing ...
Page 22
... answer to a written re- sponse , fine , but if not , if you have it within your ability now to respond to it based on your preliminary investigations , I would like you to do so . We are concerned about the Department's assessment and ...
... answer to a written re- sponse , fine , but if not , if you have it within your ability now to respond to it based on your preliminary investigations , I would like you to do so . We are concerned about the Department's assessment and ...
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Expressions et termes fréquents
1990 FHA reform 57 percent limit actuarial soundness Affordable Housing Act annual premium BAKER basis BEN ERDREICH billion books of business buyers capital targets CARROLL HUBBARD Chairman GONZALEZ CLIFF STEARNS closing costs conference CONGRES LIBRARY CONGRESS LIBRARY CONGRESS THE LIBRARY Congressman CRAIG THOMAS Cranston-Gonzalez default rate Department DEPUTY SECRETARY DELLIBOVI DOUG BEREUTER downpayment ESTEBAN EDWARD TORRES FHA borrowers FHA Fund FHA loans FHA program FHA reform provisions fiscal Fund's GILLMOR going hearing HILL home purchase homebuyer homeowner homeownership HUD's implementation lender LIBRARY LIBRARY LIBRARY OF CONGRES LIBRARY OF CONGRESS MARGE ROUKEMA MARY ROSE OAKAR MMI Fund Mortgage Insurance Fund mortgage insurance premium Mortgagee Letter Mutual Mortgage Insurance National Affordable Housing overall paid Price Waterhouse model proposed regulations QUESTION FOR DEPUTY risk-based premium ROUKEMA Secretary Kemp seller streamlined refinance streamlined refinancing subcommittee testimony Thank upfront VENTO WEICHER WYLIE
Fréquemment cités
Page 1 - COMMITTEE ON BANKING, FINANCE, AND URBAN AFFAIRS, Washington, DC. The subcommittee met, pursuant to call, at 2 pm, in room 2128, Rayburn House Office Building, Hon.
Page 18 - I think that what is good for the goose is good for the gander...
Page 19 - This group includes the Chairman of the Federal Reserve Board, the Secretary of the Treasury, the Director of the Bureau of the Budget, and the Chairman of the Council of Economic Advisers.
Page 46 - Thank you, again, for holding this hearing and I look forward to the testimony.
Page 49 - I would first like to thank you, Mr. Chairman, and the other members of this committee, for giving me this opportunity to appear before you.
Page 38 - Mr. OXLEY. Thank you, and thank the gentleman for his incisive questions. He does raise some excellent points. The gentleman from Massachusetts. Mr. MARKEY. Thank you, Mr. Chairman. I want to thank you for holding this hearing today. I think it is very important. As I previously indicated, Glass-Steagall reform is truly a Sisyphean endeavor in which the prospect for successful enactment of a bill into law remains somewhat remote, given the competing and conflicting interests and objectives involved....
Page 7 - I also want to thank you, Mr. Chairman, and the other Members of this Subcommittee for the bipartisan support you have given OJP in working toward this mission.
Page 74 - OF THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT) CONSOLIDATED STATEMENT OF FINANCIAL POSITION SEPTEMBER 30.
Page 77 - FHA's large number of claims during tha 1980s. This finding is consistent with every serious study of mortgage defaults. The 57 percent limit on closing costs increases homeowner equity. Without the 57 percent limit, the National Affordable Housing Act's loan-to-value caps alone would result in additional defaults on each year's business, which would jeopardize the achievement of the statutory capital targets.
Page 77 - National Affordable Housing Act. In a letter dated March 7, 1991 to Chairman Gonzalez, Secretary Kemp made this point clear. All the conference discussions concerning FHA were based upon the Price Waterhouse analysis of the Fund.