Community Credit Needs: Hearings Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-fifth Congress, First Session, on S. 406 ... March 23, 24, and 25, 1977U.S. Government Printing Office, 1977 - 429 pages |
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Expressions et termes fréquents
Adams Morgan Advisory Neighborhood Commission ANC Area AS&T assets Atlanta Bank bankers bill branch application branch office Brooklyn census tract Central West End CHAIRMAN charter commercial banks committee Community Reinvestment Act convenience and needs credit needs deposit facility depositors Deposits obtained dollars East New York economic established family homes Federal Home Loan Federal Savings financial institutions funds Greenpoint Grzywinski home improvement Home Loan Bank housing investment legislation lenders lending institutions lending policies loan associations Loan Bank Board located lower income MARSTON meet the credit million moderate and lower mortgage credit mortgage loans MORTGAGES ISSUED organizations Perpetual Perpetual's primary savings service primary service area problem proposed protesting ANC neighborhoods purchase redlining regulations regulatory agencies rehabilitation residents savings and loan Savings Bank savings service area Senator SARBANES small business South Shore statement suburbs Task Force tion urban zip code
Fréquemment cités
Page 134 - EMPLOYMENT ACT OF 1946, AS AMENDED, WITH RELATED LAWS (60 Stat. 23) [PUBLIC LAW 304— 79TH CONGRESS] AN ACT To declare a national policy on employment, production, and purchasing power, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SHORT TITLE SECTION 1 . This Act may be cited as the "Employment Act of 1946".
Page 8 - System and that consideration has been given to the financial history and condition of the bank, the adequacy of its capital structure, its future earnings prospects, the general character of its management, the convenience and needs of the community to be served by the bank, and whether or not its corporate powers are consistent with the purposes of the Federal Deposit Insurance Act.
Page 65 - The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right...
Page 135 - Community Reinvestment Act of 1977". SEC. 802. (a) The Congress finds that— (1) regulated financial institutions are required by law to demonstrate that their deposit facilities serve the convenience and needs of the communities in which they are chartered to do business...
Page 275 - AN ACT To provide emergency relief with respect to home mortgage indebtedness, to refinance home mortgages, to extend relief to the owners of homes occupied by them and who are unable to amortize their debt elsewhere, to amend the Federal Home Loan Bank Act, to increase the market for obligations of the United States and for other purposes. Be it enacted by the Senate and House of Representatives of the. United States of America in Congress assembled, That this Act may be cited as the "Home Owners
Page 137 - Amendments of 1972 has not adopted pursuant to its own laws water quality standards applicable to intrastate waters shall, not later than one hundred and eighty days after the date of enactment of the Federal Water Pollution Control Act Amendments of 1972, adopt and submit such standards to the Administrator.
Page 135 - Corporation and to savings and loan holding companies; (2) the term "regulated financial institution" means an insured bank as defined in section 3 of the Federal Deposit Insurance Act [12 USCS § 1813] or an insured institution as defined in section 401 of the National Housing Act [12 USCS § 1724]; and (3) the term "application for a deposit facility...
Page 254 - In order to provide local mutual thrift institutions in which people may invest their funds and in order to provide for the financing of homes, the Board ' is authorized, under such rules and regulations as it may prescribe, to provide for the organization, incorporation, examination, operation, and regulation of associations to be known as "Federal Savings and Loan Associations...
Page 135 - Corporation with respect to state chartered banks and savings banks which are not members of the Federal Reserve System and the deposits of which are insured by the Corporation; and...