Enhancing Data Security: The Regulators’ PerspectiveDIANE Publishing |
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... violated overseas ? As I understand it , it would be difficult , if not impossible , to prosecute financial services or credit bureau workers outside of the United States for breaking laws re- lating to financial privacy and consumer ...
... violated overseas ? As I understand it , it would be difficult , if not impossible , to prosecute financial services or credit bureau workers outside of the United States for breaking laws re- lating to financial privacy and consumer ...
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... violated . Although such investiga- tions are nonpublic , ChoicePoint has publicly acknowledged that it is under investigation by the FTC . The recent breaches raise the question of whether existing laws are sufficient to protect ...
... violated . Although such investiga- tions are nonpublic , ChoicePoint has publicly acknowledged that it is under investigation by the FTC . The recent breaches raise the question of whether existing laws are sufficient to protect ...
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... violation ; it is finding the individuals who committed the violation , because they are hidden behind walls in the Internet . Often we find that they are overseas or that the transaction is crossing many borders , and it is very ...
... violation ; it is finding the individuals who committed the violation , because they are hidden behind walls in the Internet . Often we find that they are overseas or that the transaction is crossing many borders , and it is very ...
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... violation . Mr. GREEN . My next concern has to do with whether there is a market for this information . Are we finding that this is the case , that people are actually acquiring this intelligence and then they are marketing it to ...
... violation . Mr. GREEN . My next concern has to do with whether there is a market for this information . Are we finding that this is the case , that people are actually acquiring this intelligence and then they are marketing it to ...
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... violations in order that people not hit innocent bystanders , so the speeding itself becomes the criminal act ? Would you make even the prospect of sending out blanket e- mails intended to attract , even if we don't tie it down— would ...
... violations in order that people not hit innocent bystanders , so the speeding itself becomes the criminal act ? Would you make even the prospect of sending out blanket e- mails intended to attract , even if we don't tie it down— would ...
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Expressions et termes fréquents
Accurate Credit Transactions Chairman BACHUS ChoicePoint companies Congress CONSUMER CREDIT consumer information Consumer Protection consumer reporting agency Consumers Union credit card Credit Reporting Act credit reports Credit Transactions Act credit union criminal customer information data brokers data security disclosure domain names encryption ENHANCING DATA SECURITY ensure entities examination example FACT Act FACTA Fair and Accurate Fair Credit Reporting FCRA FDIC Federal Trade Commission Fenner FFIEC files financial institutions Financial Services fraud alert fraudulent GLBA Gramm-Leach-Bliley Gramm-Leach-Bliley Act guidance guidelines ID theft identify identity theft identity theft victims implement industry information brokers information security INSTITUTIONS AND CONSUMER interagency investigation issue law enforcement legislation member information million misuse NCUA NCUA's notice notify outsourcing PARNES permissible purpose personal information pharming attacks phishing requirements risk Safeguards Rule scam security breaches sensitive information service providers Social Security numbers SSNs Thank THOMPSON unauthorized access victims of identity
Fréquemment cités
Page 117 - Consumers Union is a non-profit membership organization chartered in 1936 under the laws of the state of New York to provide consumers with information, education and counsel about goods, services, health and personal finance, and to initiate and cooperate with individual and group efforts to maintain and enhance the quality of life for consumers. Consumers Union's income is solely derived from the sale of Consumer Reports, its other publications and from noncommercial contributions, grants and fees.
Page 117 - There must be a way for an individual to prevent information about him that was obtained for one purpose from being used or made available for other purposes without his consent.
Page 1 - US HOUSE OF REPRESENTATIVES, SUBCOMMITTEE ON FINANCIAL INSTITUTIONS AND CONSUMER CREDIT, COMMITTEE ON FINANCIAL SERVICES, Washington, DC The subcommittee met, pursuant to call, at 10:04 am, in Room 2128, Rayburn House Office Building, Hon.
Page 117 - Any organization creating, maintaining, using, or disseminating records of identifiable personal data must assure the reliability of the data for their intended use and must take precautions to prevent misuse of the data...
Page 64 - The views expressed in this statement represent the views of the Commission. My responses to any questions you may have are my own and do not necessarily reflect the views of the Commission or any individual Commissioner. 2 We recommend that the phrase "unfair and deceptive...
Page 70 - consumer reporting agency" means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports. (g) The term "file," when used in connection with information...
Page 48 - Access restrictions at physical locations containing customer information, such as buildings, computer facilities, and records storage facilities to permit access only to authorized individuals; c. Encryption of electronic customer information, including while in transit or in storage on networks or systems to which unauthorized individuals may have access; d. Procedures designed to ensure that customer information system modifications are consistent with the bank's information security program;...
Page 82 - From prevention of identity theft through better security and authentication, to helping victims recover, businesses play a key role in addressing identity theft. The FTC works with institutions that maintain personal information to identify ways to keep that information safe from identity theft. In 2002, the FTC invited representatives from financial institutions, credit issuers, universities, and retailers to a roundtable discussion of what steps entities can and do take to prevent identity theft...
Page 76 - The Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation...
Page 79 - A covered entity must have in place appropriate administrative, technical, and physical safeguards to protect the privacy of protected health information.