Treasury, CBO, and GAO Reports on FNMA, FHLMC, and the Federal Home Loan Bank System: Hearings Before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, First Session, May 15, 29, 1991, Volume 4U.S. Government Printing Office, 1991 - 391 pages |
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Page 12
... ratio , that is , a hard equity / capital number . That is a concept from the banking regulatory world . Those two numbers , we believe , should be hard - wired into the legislation . As far as the main capital requirement , we think ...
... ratio , that is , a hard equity / capital number . That is a concept from the banking regulatory world . Those two numbers , we believe , should be hard - wired into the legislation . As far as the main capital requirement , we think ...
Page 18
... ratio which would be an acid test that GSA would have to meet before undergoing very serious regulatory- Mr. SCHUMER . You would propose those- Mr. POWELL . Actual numbers in legislation by Friday . Mr. SCHUMER . By Friday ? Mr. POWELL ...
... ratio which would be an acid test that GSA would have to meet before undergoing very serious regulatory- Mr. SCHUMER . You would propose those- Mr. POWELL . Actual numbers in legislation by Friday . Mr. SCHUMER . By Friday ? Mr. POWELL ...
Page 20
... into conserva- torship ; and second , a leverage ratio , which is a notion from bank- ing regulation . It is a minimum equity capital level , not risk - based that ought to be required . Mr. STEVE NEAL . What would they be for Fannie 20.
... into conserva- torship ; and second , a leverage ratio , which is a notion from bank- ing regulation . It is a minimum equity capital level , not risk - based that ought to be required . Mr. STEVE NEAL . What would they be for Fannie 20.
Page 21
... ratio will be a substantial number that will be adequate to protect the safety and soundness . Mr. STEVE NEAL . Would it require any major changes in any of these organizations , your secret numbers ? Mr. POWELL . Let me tell you about ...
... ratio will be a substantial number that will be adequate to protect the safety and soundness . Mr. STEVE NEAL . Would it require any major changes in any of these organizations , your secret numbers ? Mr. POWELL . Let me tell you about ...
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... ratio in the banking world . Mr. Cox . Would that vary from GSE to GSE or would it be a figure that would apply to all ? Mr. POWELL . It will certainly be the same for Fannie Mae and Freddie Mac . Mr. Cox . OK . Mr. POWELL . Finally ...
... ratio in the banking world . Mr. Cox . Would that vary from GSE to GSE or would it be a figure that would apply to all ? Mr. POWELL . It will certainly be the same for Fannie Mae and Freddie Mac . Mr. Cox . OK . Mr. POWELL . Finally ...
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Expressions et termes fréquents
activities affordable housing assets believe borrowers Brendsel capital level capital requirements capital standards Chairman GONZALEZ charter commercial banks community lending concern CONGRESS THE LIBRARY cost credit risk debt DELLIBOVI developed district banks ensure enterprises entities EVANS exposure Fannie and Freddie Fannie Mae Federal Home Loan FHLBank System FHLMC financial institutions financial safety FIRREA FRANK Freddie Mac funds going Government Sponsored Enterprises GSE's GSES guarantee Home Loan Bank home mortgages HUD's increase interest rate risk investment investors issue JOHNSON legislation lenders Loan Bank System Mac's Mae and Freddie Mae's million moderate income moderate-income mortgage-backed securities multifamily neighborhoods oversight percent portfolio POWELL proposal purchase question rating agencies Reischauer responsibility risk-based ROUKEMA safety and soundness SCHUMER secondary market Secretary securitization statutory stress tests subcommittee supervisory agency taxpayer Thank thrift Treasury underwriting VENTO WEICHER
Fréquemment cités
Page 197 - I am inviting a group of our leading bankers to meet with me, the Secretary of the Treasury and the Chairman of the Federal Reserve Board in the near future.
Page 1 - Federally sponsored housing intermediaries, such as the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation and the Federal Home Loan Banks.
Page 276 - IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, Ml, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM...
Page 240 - MBS, we. take the credit risk, as the name implies, although about $12 billion of those loans are loans insured by the Federal Housing Administration (FHA), or guaranteed by the Veterans Administration (VA) , and therefore backed by the government.
Page 149 - Mae), the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the Student Loan Marketing Association (Sallie Mae).
Page 192 - SUBCOMMITTEE ON HOUSING AND COMMUNITY DEVELOPMENT, COMMITTEE ON BANKING, FINANCE AND URBAN AFFAIRS, Washington, DC.
Page 254 - Harlem, Brooklyn, the Bronx, and the Lower East Side of Manhattan — are being developed by 18 different community groups. For several groups, these represent their first ventures into the development of permanent housing. A subsidiary of The Enterprise Foundation identified individual projects and helped structure the transactions. The City of New York sold the properties for $1 each, and New York City and State each provided very-low-interest mortgages.
Page 208 - Federal agency" means any department, agency, corporation, or other entity or instrumentality of the executive branch of the Federal Government, including the United States Postal Service, the Federal National Mortgage Association, and the Federal Home Loan Mortgage Corporation. (6) The term "Federal building...
Page 253 - Low-Income Rental Housing Equity Investments Since 1986, when the Congress authorized a program of tax credits for investments in qualified low-income rental housing projects, Fannie Mae has undertaken selected investments in such projects to help promote the development of affordable rental housing.