Treasury, CBO, and GAO Reports on FNMA, FHLMC, and the Federal Home Loan Bank System: Hearings Before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, First Session, May 15, 29, 1991, Volume 4U.S. Government Printing Office, 1991 - 391 pages |
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... change . The time to act is not after an institution has failed , it is before there is ever any trouble . Further , I intend to meet the September 15 , 1991 statutory dead- line set forth in the Omnibus Budget Reconciliation Act of ...
... change . The time to act is not after an institution has failed , it is before there is ever any trouble . Further , I intend to meet the September 15 , 1991 statutory dead- line set forth in the Omnibus Budget Reconciliation Act of ...
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... changes to the structure . Based on the S & P analysis of the financial safety and soundness of the GSES , we have concluded , as we did last year , that no GSE poses an imminent financial threat . Because there is no immediate problem ...
... changes to the structure . Based on the S & P analysis of the financial safety and soundness of the GSES , we have concluded , as we did last year , that no GSE poses an imminent financial threat . Because there is no immediate problem ...
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... changes be made to the structure in order to ensure more effective financial safety and soundness regulation of GSEs . Separate " arms - length " Bureau of HUD . Financial safety and soundness oversight of Fannie Mae and Freddie Mac ...
... changes be made to the structure in order to ensure more effective financial safety and soundness regulation of GSEs . Separate " arms - length " Bureau of HUD . Financial safety and soundness oversight of Fannie Mae and Freddie Mac ...
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... change and what favorable aspects now compare to last year when we had the hearing here ? I believe we were approaching autumn at that time . Mr. POWELL . Last year our approach was based on three princi- ples : the first was regulation ...
... change and what favorable aspects now compare to last year when we had the hearing here ? I believe we were approaching autumn at that time . Mr. POWELL . Last year our approach was based on three princi- ples : the first was regulation ...
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... changes or were you speaking only about the HUD arm's - length proposal or were you speaking more expressively ? This raises the question of who sets the minimum capital re- quirements . Mr. POWELL . I will answer that . I will answer ...
... changes or were you speaking only about the HUD arm's - length proposal or were you speaking more expressively ? This raises the question of who sets the minimum capital re- quirements . Mr. POWELL . I will answer that . I will answer ...
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Expressions et termes fréquents
activities affordable housing assets believe borrowers Brendsel capital level capital requirements capital standards Chairman GONZALEZ charter commercial banks community lending concern CONGRESS THE LIBRARY cost credit risk debt DELLIBOVI developed district banks ensure enterprises entities EVANS exposure Fannie and Freddie Fannie Mae Federal Home Loan FHLBank System FHLMC financial institutions financial safety FIRREA FRANK Freddie Mac funds going Government Sponsored Enterprises GSE's GSES guarantee Home Loan Bank home mortgages HUD's increase interest rate risk investment investors issue JOHNSON legislation lenders Loan Bank System Mac's Mae and Freddie Mae's million moderate income moderate-income mortgage-backed securities multifamily neighborhoods oversight percent portfolio POWELL proposal purchase question rating agencies Reischauer responsibility risk-based ROUKEMA safety and soundness SCHUMER secondary market Secretary securitization statutory stress tests subcommittee supervisory agency taxpayer Thank thrift Treasury underwriting VENTO WEICHER
Fréquemment cités
Page 197 - I am inviting a group of our leading bankers to meet with me, the Secretary of the Treasury and the Chairman of the Federal Reserve Board in the near future.
Page 1 - Federally sponsored housing intermediaries, such as the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation and the Federal Home Loan Banks.
Page 276 - IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, Ml, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM...
Page 240 - MBS, we. take the credit risk, as the name implies, although about $12 billion of those loans are loans insured by the Federal Housing Administration (FHA), or guaranteed by the Veterans Administration (VA) , and therefore backed by the government.
Page 149 - Mae), the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the Student Loan Marketing Association (Sallie Mae).
Page 192 - SUBCOMMITTEE ON HOUSING AND COMMUNITY DEVELOPMENT, COMMITTEE ON BANKING, FINANCE AND URBAN AFFAIRS, Washington, DC.
Page 254 - Harlem, Brooklyn, the Bronx, and the Lower East Side of Manhattan — are being developed by 18 different community groups. For several groups, these represent their first ventures into the development of permanent housing. A subsidiary of The Enterprise Foundation identified individual projects and helped structure the transactions. The City of New York sold the properties for $1 each, and New York City and State each provided very-low-interest mortgages.
Page 208 - Federal agency" means any department, agency, corporation, or other entity or instrumentality of the executive branch of the Federal Government, including the United States Postal Service, the Federal National Mortgage Association, and the Federal Home Loan Mortgage Corporation. (6) The term "Federal building...
Page 253 - Low-Income Rental Housing Equity Investments Since 1986, when the Congress authorized a program of tax credits for investments in qualified low-income rental housing projects, Fannie Mae has undertaken selected investments in such projects to help promote the development of affordable rental housing.