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HEARINGS

BEFORE THE

COMMITTEE ON BANKING AND CURRENCY

HOUSE OF REPRESENTATIVES

EIGHTIETH CONGRESS

SECOND SESSION

ON

S. 866

AN ACT TO ESTABLISH A NATIONAL HOUSING
OBJECTIVE AND THE POLICY TO BE FOLLOWED
IN THE ATTAINMENT THEREOF, TO FACILITATE
SUSTAINED PROGRESS IN THE ATTAINMENT OF
SUCH OBJECTIVE, AND FOR OTHER PURPOSES

MAY 3, 4, 5, 6, 7, 10, 11, 12, 13, 14, 17, 24, 27,

JUNE 1, 2, 3, 4, 7, AND 8, 1948

Printed for the use of the Committee on Banking and Currency

UNITED STATES
GOVERNMENT PRINTINT OFFICE

WASHINGTON : 1948

75674

367ST XL3
09/92 53-005-00

376)

COMMITTEE ON BANKING AND CURRENCY

JESSE P. WOLCOTT, Michigan, Chairman RALPH A. GAMBLE, New York

BRENT SPENCE, Kentucky FREDERICK C. SMITH, Ohio

PAUL BROWN, Georgia JOHN C. KUNKEL, Pennsylvania

WRIGHT PATMAN, Texas HENRY O. TALLE, Iowa

A. S. MIKE MONRONEY, Oklahoma FRANK L. SUNDSTROM, New Jersey JOHN H. FOLGER, North Carolina ROLLA C. McMILLEN, Illinois

BROOKS HAYS, Arkansas CLARENCE E. KILBURN, New York JOHN J. RILEY, South Carolina HOWARD H. BUFFETT, Nebraska

ALBERT RAINS, Alabama ALBERT M. COLE, Kansas

FRANK BUCHANAN, Pennsylvania MERLIN HULL, Wisconsin

HALE BOGGS, Louisiana WILLIAM G. STRATTON, Illinois

ABRAHAM J. MULTER, New York
HARDIE SCOTT, Pennsylvania
PARKE M. BANTA, Missouri
CHARLES K. FLETCHER, California
DONALD W. NICHOLSON, Massachusetts

WILLIAM J. HALLAHAN, Clerk
ORMAN S. FINK, Technical Staff Director

II

CONTENTS

Page

S. 866 An act to establish a national housing objective and the policy to be

followed in the attainment thereof, to facilitate sustained progress in the

attainment of such objective, and for other purposes.

1

Statement of

Alessandroni, Walter, chairman, national housing committee, American

Legion----

463

Bakewell, Hon. Claude I., a Representative in Congress from the
Eleventh District of Missouri.--.

691

Ballard, Frederick A., representing the Washington Housing Associa-

tion

579

Berry, Robert L., representing Disabled American Veterans.

741

Bigelow, A. S., chairman, Massachusetts State Housing Board-

1106

Bland, R. P., Office of Legislation, Veterans' Administration.-

427

Brannan, Hon. Charles F., Assistant Secretary of Agriculture.

292

Brock, Milton J., president, National Association of Home Builders-- 1030

Brooks, Ralph A., secretary, the Five Boro Taxpayers' Defense of New

York City----

917

Camp, Ehney A., Jr., vice president and treasurer, Liberty National

Life Insurance Co---

1076

Carr, Edward R., realtor-builder, Washington, D. C---

927, 942

Clarke, Arthur, department commander, American Legion---

741

Colloms, Albert L., representing the National Wallace for President

Committee

614, 629

Coogan, Thomas, secretary, National Association of Home Builders_-- 1045

Cook, Mrs. Stanley G., legislation chairman, National Congress of Par-

ents and Teachers-----

608

Davis, William D., president, Farm Management Associates, Inc., and
past president, Institute of Farm Brokers.-

927, 965
Dobbs, Farrell, Presidential candidate, Socialist Workers Party---- 575, 1103
Edelman, John W., representing the Congress of Industrial Organi-
zations

1091

Edgecomb, Charles F., councilman, city of Detroit, Mich---

719

Edwards, George, president, Common Council of the City of Detroit--- 639

Egan, John Taylor, Commissioner of the Public Housing Adminis-

tration -

--- 184, 345

Ellingson, Carl H., representing the National Savings and Loan League - 1081

Farrell, Thomas F., chairman, New York City Housing Authority----- 424

Foley, Raymond M., Administrator, Housing and Home Finance

Agency -

37

Foote, Hon. Ellsworth B., a Representative in Congress from the Third

District of Connecticut--

699

Fuller, George M., vice president, National Lumber Manufacturers

Association.---

992

Goodman, Leo, representing the Congress of Industrial Organizations-- 1091

Grant, Hon. Robert A., a Representative in Congress from the Third

District of Indiana..

921

Gwinn, Hon. Ralph W., a Representative in Congress from the Twenty-
seventh District of New York..

1048

Hand, Hon. T. Millet, a Representative in Congress from the Second

District of New Jersey ---

925

Hart, Merwin K., president, National Economic Council, Inc., statement

entitled, “How Honest Is Public Housing".

1066

Holden, Thomas S., president, F. W. Dodge Corp., representing the
Commerce and Industry Association of New York, Inc.-.

889
Page
554

679

1101

741
701

876
793

896

Statement of-Continued

Inglis, James H., director, Detroit Housing Commission..
Javits, Hon. Jacob K., a Representative in Congress from the Twenty-

first District of New York..

Jernagin, Rev. W. H., executive director, Fraternal Council of Negro

Churches in America-

Kaufman, Charles L., chairman, Norfolk Redevelopment and Housing

Authority

Kelsey, Frank W., Administrator of Finance, Veterans' Administra-

tion

King, T. B., Director of Loan Service, Veterans' Administration.--

Knudson, Dr. A. B., Medical Rehabilitation Service, Veterans' Ad-

ministration

Lockwood, Rodney, vice president, National Association of Home

Builders

Lyle, George D., chairman, Wayne County Council, Veterans of For-

eign Wars
McCarthy, Hon. Joseph R., a Senator from Wisconsin..

McGowan, Rev. Raymond A., director, social action department, Na-

tional Catholic Welfare Conference, Washington, D. C--

McGuire, Milton J., president, Milwaukee Common Council.

Madar, Arthur, commander, American Veterans of World War II.

Markle, Fergus, representing American Veterans of World War II..

Maslen, Sydney, representing the American Association of Social

Workers

Mason, Norman, president, National Retail Lumber Dealers Asso-

ciation
Morgan, James W., president, Southern Building Codes Congress-
Morgan, Robert M., vice president, Boston Five Cent Savings Bank, and

chairman, committee on mortgage investments, National Associa-

tion of Mutual Savings Banks.
O'Grady, Rt. Rev. Msgr. John, secretary, National Conference of

Catholic Charities

Pace, Hon. Stephen, a Representative in Congress from the Third

District of Georgia----

Pike, Norman, chairman, Inter-Project Tenants' Council of New York

City--

Proffitt, George W., representing the National Apartment Owners Asso-

ciation -

Propper, Henry M., executive vice president, National Committee on

Housing, Inc---

Reeves, Hon. Albert L., Jr., a Representative in Congress from the

Fifth District of Missouri.

Richards, Franklin D., Commissioner, Federal Housing Administra-

tion.-

Robson, Mark S., Rating Schedule Board of Claims Service, Veterans'

Administation
Roosevelt, Franklin D., Jr., national housing chairman, American

Veterans Committee_--.

Rouse, James W., chairman, Federal legislative committee, the Mort-

gage Bankers Association of America -

Sander, Charles F., national legislative officer, Army and Navy Union,

USA--

Sanders, J. T., legislative counsel, the National Grange_

See, Harry, national legislative representative, Brotherhood of Rail-

Road Trainmen

Shattuck, Willard Ide, Jr., chairman, AMVETS Housing Committee.--

Shishkin, Boris, secretary, housing committee, American Federation

of Labor.

Smith, Russell, legislative secretary, the National Farmers Union,

telegram from.-

Snyder, Calvin K., secretary, Realtors' Washington Committee, Na-

tional Association of Real Estate Boards_-

Steidle, Harry H., representing the Prefabricated Home Manufac-

turers' Institute

Stern, Alfred K., representing the National Wallace for President

Committee

1023

1018

427

491

737,

Statement of—Continued

Page

Strauss, Anna Lord, president, League of Women Voters of the United

States

1101

Taggart, Eugene F., national liaison officer, Catholic War Veterans

of America -

1100

Taylor, Col. John Thomas, director, national legislative committee,

American Legion..

401

Tobler, H. Willis, representing the American Farm Bureau Federa-

tion

885

Van Antwerp, Hon. Eugene I., mayor, Detroit, Mich---

554
Ware, Caroline F., representing the American Association of Univer-
sity Women.

596
Weinfeld, Edward, president, National Public Housing Conference_- 1086
Weitzer, Bernard, national legislative representative, Jewish War
Veterans of the United States.-

523
West, George W., president, First Federal Savings and Loan Associa-
tion and West Lumber Co., Atlanta, Ga-

817
Wheeler, Hon. W. M., a Representative in Congress from the Eighth
District of Georgia---

698
Whitlock, Douglas, chairman, the Building Products Institute

767, 797, 832, 868.

Williamson, John C., assistant director, national legislative service,

Veterans of Foreign Wars.--

483

Zeidler, Hon. Frank P., mayor, Milwaukee, Wis_

547
Zook, George F., president, American Council of Education -- 1090

Miscellaneous information submitted to the committee by-

Agriculture Department:

Table 1-Farm tenancy: Loan applications, number of loans, and

average, 1946, 1947, and 1948 fiscal years, and cumulative from

inception of program through December 31, 1947--

299

Table 2-Farm tenancy: Distribution of loan obligations, by

States and by fiscal years.---

300

Table 3-Farm tenancy: Average size of farms and loan per acre

in 1940, 1945, 1946, 1947, and 1948 fiscal years.-

302

Table 4-Actual payments compared with fixed payment schedule

of farm ownership borrowers, cumulative as of March 31, 1947- 303

Table 5–Production and subsistence loans to individuals, by

fiscal years, from inception, November 1, 1946, through Decem-

ber 31, 1947---

304

Table 6-Production and subsistence loans, maturities, and col-

lections, cumulative tlırough December 31, 1947---

306

Table 7-Rural rehabilitation loans to individuals by the Farm

Security Administration, 1945 and 1946 fiscal years, 1947 fiscal

year through October 31, 1946, and cumulative since inception

of program---

308

Table 8–Rural rehabilitation loans of the Farm Security Ad-

ministration, including maturities and collections, cumulative

through December 31, 1947------

310

Table 9Emergency crop and feed and drought relief loans :

Number and approved amount of loans made, collected, and ad-

justed under Public Law 518 and balance outstanding, December
31, 1947-

311

Table 10—1936 and prior years emergency crop and feed loans

(including 1942 orchard rehabilitation loans) : Number and ap-

proved amount of loans made, collected, and adjusted under

Public Law 518 and balance outstanding December 31, 1917-- 312

Table 11—1937 and subsequent years emergency crop and feed

loans : Number and approved amount of loans made, collected,

and adjusted under Public Law 518, and balance outstanding

December 31, 1947_-

313

Table 12—1934-35 drought relief loans: Number and approved

amount of loans made, collected, and adjusted under Public Law

518 and balance outstanding December 31, 1947----

314

Table 13—Estimated ordinary dwelling units in need of major

repairs, for the United States, by regions, 1947–

329

Table 14-Estimated ordinary dwelling units without running

water in dwelling unit, for the United States, by regions, 1947-- 329

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